Credit inquires and new accounts affects 10% of your overall credit score. It is imperative that you understand the impact that applying and opening new credit could have on your credit score. Especially if your short-term goal is to purchase a home. Opening up a new account could affect your credit score 15 points or more. The algorithm used to calculate your credit score will penalize consumers for opening new credit, a method of deterring over-extending ones self. 

About the instructor

Your Coach

Ryan David

Hey It’s Ryan from The Movement Academy and I feel your pain.  Navigating today's enviornment is confusing and can feel like an endless battle.  Over the past 12 years I have helped thousands of people achieve their dream of a better life and a future for the ones they love.  My goal is to teach simple techniques for life that could end suffering for all. 

Course Curriculum

  • 1

    How To Deal With Inquiries

    • Step 1

    • Step 2 - How to Identify Inquires

    • Step 3 Inquiry Checklist